How To Create A Budget

How To Create A Budget

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A budget is one of the important items each family and individual needs, especially in a down economy. The author guides you on how to prepare and create a monthly budget. You'll learn what essential and non-essential items are, and learn how to cut back non-essential items to comfortably live within your monthly income bracket each month. With downsizing and job layoffs, each individual should have a handle on what is going out of the bank account each month. Once you have a handle on your spending, you can curtail any unnecessary expenses, live within your means, and prevent any future financial troubles before they occur.K. Ryan. Besides credit cards, families may also have department store cards, lines of credit at your bank, personal loans, and home equity loans. While refinancing your mortgage maybea good option, be sure toread the small print. You could be charged a few thousand dollars in feesto refinance the mortgage. While itmay makesenseto lower yourmortgage payment and save 2or more points (goingfroma 6% loan to a4% loan), anything less thanthat may not make muchsense.

Title:How To Create A Budget
Author: K. Ryan
Publisher:K. Ryan -

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